FRISBIE & LOHMEYER INSURANCE
Insurance Solutions in Woodstock, IL and Surrounding Communities
Frisbie & Lohmeyer Insurance Services has served Woodstock, IL since 1893, helping individuals, families, and businesses protect what matters most. As a local independent insurance agency, we provide personalized guidance for auto, home, business, life insurance, bonds, and more throughout Woodstock and greater McHenry County.
You’ll work with real local agents who take the time to understand your needs, explain your options, and help you find coverage that makes sense — without call centers, high-pressure sales tactics, or one-size-fits-all solutions.
Welcome to Frisbie & Lohmeyer Insurance Services
Independent Coverage You Can Trust Since 1893
We believe insurance should be clear, honest, and personal. Whether you’re buying your first home or protecting a growing business, our licensed agents take the time to understand your needs and recommend coverage that truly fits, staying by your side from quote through claim.
Welcome to Frisbie & Lohmeyer Insurance Services
Independent Coverage You Can Trust Since 1893
Auto Insurance
Looking for auto insurance in Woodstock, IL? We help local drivers compare car insurance coverage for cars, motorcycles, off-road vehicles, and more while making it easier to understand your limits, deductibles, and available options.
Homeowners Insurance
Protect your home, belongings, and personal liability with homeowners insurance designed around your property and lifestyle. Ask our Woodstock insurance agents about bundling your home and auto insurance for added convenience and potential savings.
Business Insurance
Protect what you’ve built with business insurance in Woodstock, IL and greater McHenry County. From general liability and commercial property to commercial auto and workers’ compensation insurance, we help local businesses and nonprofits find coverage for the risks they face.
Life Insurance
Protect the people who depend on you with life insurance guidance from local agents who take the time to understand your goals. Explore term, whole, and universal life insurance options for your family, financial responsibilities, and future.
Umbrella Insurance
Add another layer of liability protection beyond qualifying home and auto policies with umbrella insurance in Woodstock, IL. We help families, property owners, and business owners understand when additional liability coverage may make sense.
Insurance By Industry
Every organization has different risks. We help businesses, nonprofits, events, and other specialized operations explore insurance coverage based on what they do and the exposures they face. Have an unusual insurance need? Just ask.
A Local Insurance Agency You Can Count On
Need a Unique Policy? Just Ask.
Insurance needs don’t always fit neatly into a standard category. In addition to auto, home, business, and life insurance, we can help with renters insurance in Woodstock, IL, condo insurance, recreational vehicle insurance, classic car insurance, flood and earthquake insurance, landlord insurance, Medicare Supplement Plan G, cyber liability insurance, surety bonds, and other specialized coverage needs.
Real People. Real Guidance.
Since 1893, Frisbie & Lohmeyer has helped generations of Woodstock families and businesses protect their homes, vehicles, businesses, and futures.
Our approach is straightforward: understand what you need, explain your insurance options clearly, and help you make an informed decision.
As an independent insurance agency in Woodstock, IL, we provide personal service throughout the insurance process — from requesting a quote and completing an application to making policy changes and navigating the claims process.
No call centers. No high-pressure tactics. Just local insurance guidance from people who care about doing things the right way.
Why Woodstock Clients Choose Us
Trusted. Local. Experienced.
For more than 130 years, we’ve earned the trust of the Woodstock community through personal service, honest advice, and lasting relationships. As an independent insurance agency, our approach is centered on long-term protection and dependable local support.
5 Star Reviews from Woodstock and Beyond
“They made switching my auto and home insurance easy and stress-free.”
Jeni Fuit
"Drew responded promptly and professionally from my first request for a quote. He took the time to answer all of my questions. Hard to find good customer service these day and he was fantastic!"
Eric Anderson
"Lisa was very prompt and great to work with! We changed all of our policies to Frisbie & Lohmeyer and not only do we have better coverage, but we're also saving money because they are a general agent."
Noel IIkow
"Absolutely a 5 star and above! My previous insurance company left me in the lurch for general insurance and Drew at Frisbie & Lohmeyer came to my rescue! Highly recommend!"
Eli Warriner
"Great communication and have always felt cared for by Frisbie & Lohmeyer. Customer for life!"
Brian Jones
"Drew Furlano at Frisbie and Lohmeyer was increabily friendly and has excellent customer service skills. He went above and beyond to help. Frisbie and Lomeyer is my place for insurance."
Linda Christensen
"I am new to Frisbie & Lohmeyer and they have welcomed me as a new client , being very kind and thoughtful and thoroughly going through each policy one step at a time and explaining them clearly. I have enjoyed each visit and appreciated their professionalism. They were able to find policy premiums that were much easier on my budget!"
Bundle Home and Auto Insurance in Woodstock, IL
More Coverage. More Savings. One Local Agent.
Bundling your homeowners and auto insurance can make your coverage easier to manage and may help you save through available multi-policy discounts.
At Frisbie & Lohmeyer, you’ll work with a local independent insurance agent in Woodstock who can review your home and car insurance together, explain your options, and help make sure your policies work together — without cutting corners on protection.
Already have your home and auto insurance with different companies? We can review your current coverage and help you determine whether bundling makes sense for your household.
Insurance FAQs – Answered by Local Agents
What Woodstock Drivers Ask About Auto Insurance
Is auto insurance required in Illinois?
Yes. Illinois requires drivers to maintain minimum levels of auto liability insurance. Meeting the legal minimum, however, doesn’t necessarily mean you have the right amount of protection for your situation. We can help you understand the requirements and explore additional auto insurance coverage based on your needs.
Can I bundle my car and home insurance?
Yes, depending on the insurance companies and policies available to you. Bundling your car and homeowners insurance may qualify you for a multi-policy discount and can make your coverage easier to manage. We can review both policies and help determine whether a home and auto insurance bundle makes sense.
What’s considered full coverage?
“Full coverage” isn’t a specific insurance policy. The term is commonly used to describe a combination of liability, collision, and comprehensive coverage. The right combination depends on your vehicle, financial situation, and individual insurance needs.
Do I need auto insurance if my car is older and not worth much?
If you drive the vehicle on Illinois roads, state insurance requirements still apply. Whether collision or comprehensive coverage makes sense for an older vehicle is a separate decision. Consider the vehicle’s value, your deductible, your budget, and what you could afford to pay if the vehicle were damaged or needed to be replaced.
What’s the difference between collision and comprehensive coverage?
Collision coverage generally helps pay for covered damage to your vehicle resulting from a collision. Comprehensive coverage generally applies to certain non-collision losses, such as theft, vandalism, weather damage, or falling objects. Coverage depends on the terms, limits, deductibles, and exclusions of your policy.
What factors affect my auto insurance cost?
Car insurance rates can be affected by your driving history, vehicles, drivers, coverage limits, deductibles, claims history, location, and other underwriting factors. Because every household is different, requesting a personalized car insurance quote provides a more useful picture of what your coverage may cost.
Independent vs. Captive Insurance Agent – Which Is Better?
A captive insurance agent generally represents one insurance company, while an independent insurance agent may work with multiple available carriers.
If you’re comparing car insurance agents in Woodstock, IL, consider whether the agent represents one carrier or can help you explore coverage from multiple available insurance companies. Working with an independent agency can give you more options to consider when choosing coverage.
Who offers the best auto insurance in Woodstock, IL?
There isn’t one car insurance company that is automatically best for every Woodstock driver. Rates, coverage options, deductibles, and underwriting can vary between insurance companies and households.
Frisbie & Lohmeyer helps local drivers compare available auto insurance options and understand the differences before choosing coverage.
How much is car insurance in Woodstock?
There is no single price for car insurance in Woodstock, IL. Your premium can depend on your vehicle, drivers, driving history, coverage limits, deductibles, claims history, and other factors.
For a personalized car insurance quote in Woodstock, call Frisbie & Lohmeyer at (815) 338-3265.
How do I get auto insurance quotes in Woodstock, IL?
Contact Frisbie & Lohmeyer at (815) 338-3265 to request an auto insurance quote in Woodstock, IL. Our local independent agents can help you review available car insurance coverage based on your vehicle, drivers, current insurance, and individual needs.
Our Trusted Florida Insurance Partners
Tailored Florida business insurance for trades, contractors, and service-based industries.
Let’s Talk Insurance
Whether you’re shopping for an insurance quote or reviewing your current coverage, we’re here to help.
Talk with a local independent insurance agent about auto, home, business, life insurance, bonds, or other coverage needs in Woodstock, IL and surrounding communities.
